Employment at will is a legal agreement that allows employers to fire employees without warning, reason, or explanation. Similarly, this working arrangement makes it possible for an employee to leave a job without cause or notice if they choose.

While at-will employment gives employees little or no protection if they get fired for discriminatory reasons, it has become increasingly popular in recent years.

Is At-Will Employment a Blank Check to be Fired?

At-will-employment may sound like a blank check for employers to fire employees without any reason. Since this type of employment arrangement does not include requirements like notice or severance pay, it is easy to assume employers have excess power over their employees, meaning they can dismiss them without cause. However, that is not always the case.

Some states have laws that make “at-will” agreements unenforceable to protect employees. For example, California’s Wrongful Termination Act prohibits employers with five or more workers from dismissing employees without good cause. That means employees whose employment has been terminated for unlawful reasons may qualify for compensation through a wrongful termination lawsuit.

Legal Protections of At-will Employees

Whether or not an employee is working under the at-will employment agreement, their rights are protected by state and federal workers’ compensation laws. “Wrongful termination includes termination based on: sex, race, age, religion, national origin and/or disability. Current US law also doesn’t allow employees to be fired for retaliation or outward disagreement with illegal business practices (whistleblowers),” says Georgia Business Lawyer, Jonathan Sparks.

In addition to this protection, employees also have certain rights granted by the government, such as a minimum wage requirement, equal pay, and overtime pay. The Equal Pay Act also protects both men and women who perform similar work but receive different compensation by requiring gender equality between wages paid to male and female employees.

An employer may also not retaliate against an employee for exercising these rights or participating in other protected activities. These include filing complaints about illegal employment practices with regulatory agencies like OSHA (Occupational Safety & Health Administration) or NLRB (National Labor Relations Board).

How to Prepare for Employment-At-Will Agreement Before Signing It

To protect yourself from discriminatory employment termination, you need to make it clear in your employment contract. For example, you can include a statement saying that the employer has no right to terminate your employment except for cause or outlined in the document. Additionally, have your contract include a clear notice about how long this period lasts — typically one year. If you meet these requirements, an employer may not terminate your employment without reason, even if you signed the at-will employment agreement.

Conclusion

Just because at-will employment allows you to quit without notice, it is generally best to provide one or two weeks’ notice when you decide to leave. This helps protect your reputation with future employers. At the same time, you need to always prepare for the worst as you may never know when your employer might fire you when working under this working arrangement.

A surge in road traffic accidents and the number of deaths in such accidents was observed in the United States after the pandemic began. This trend continued into 2021, and especially during the first six months of the year, from January to June. In fact, the U.S. recorded the highest number of road traffic deaths in six months of 2021 as it has in the past 15 years.

In the first half of 2021, a whopping 20,160 deaths were caused due to road traffic accidents. This is a massive 18.4% increase from the same period the previous year. This increase has been termed as a ‘crisis’ by Transportation Secretary Pete Buttigieg. He went further to say that, “more than 20,000 people died on U.S. roads in the first six months of 2021, leaving countless loved ones behind. We cannot and should not accept these fatalities as simply a part of everyday life in America.”

Transportation and law enforcement agencies are working hard to reduce this increasing death toll. They plan on taking appropriate action to control this problem and have even managed to reduce death numbers in years before the pandemic. However, after the lockdown ended, the numbers showed a drastic spike due to the negligence of many individuals on the roads.

Many factors have led to this post lockdown increase in the number of road deaths. Lately, people have become less cautious while driving and display more irresponsible behaviors. The open roads are being met with great zeal by drivers after the lockdown, and they are zooming around at far greater speeds after being cooped up for so long. “Since the lockdown was lifted, there has been an increase in unsafe road safety practices. Motorists seem to be speeding more and acting more recklessly since the pandemic arrived. I think this is a big reason for the increased number of road traffic accidents,” explained Attorney Jon Ostroff from Ostroff Injury Law.

Police and state troopers have reported that there has been an increase in the number of cases in which drivers were stopped, ticketed, and more for exceeding 100 mph on roads with far lower speed limits. However, officials believe that these numbers will again drop after a return of regular traffic and social normalcy.

More motorists have been observed failing to follow personal safety practices, such as wearing helmets and seatbelts. Failure to follow these procedures is illegal and a grave danger to the safety of the passengers driving or in the vehicle. Due to such reckless behavior, there has been a spike in the number of deaths due to motorists being ejected out of their vehicles in accidents and sustaining fatal injuries.

According to the result of private research closely monitored by federal transportation safety experts, there has been an increase in texting while driving and drivers fumbling to find their phones while on the road. Before the pandemic, such behaviors were on their way down but now there is an increase again. This could also be one of the causes of the high death toll this year.

Transportation officials have also mentioned that experts have noted and observed an increase in the use of alcohol and marijuana during the pandemic lockdown. The increased use of such substances could also be one of the causes of the increased number of road traffic accidents and deaths.

Although the police and other agencies are desperately trying to curb the numbers, the main responsibility falls on the shoulders of the general public. We must go back to our pre-pandemic ways and be cautious and vigilant while on the road. Although this newfound freedom on the road may be enticing, we must remember that we are not in a bubble, and our actions while driving can impact others. Hence it is essential that we recognize and address our responsibility and work with officials to reduce the number of deaths on the road.

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Laura Schwartz is a licensed Realtor in VA, D.C. and MD with McEnearney Associates in Vienna. You can follow Laura on Instagram at @LauraSchwartzRealtor or her Facebook page. Laura can be reached at 703-283-6120 or [email protected].

As we wrap up the 2020 calendar year and a very strong real estate market, I want to share with you my predictions for how 2021 will go.

What makes me qualified to speak on the market? I’ve been selling real estate full-time since 2008, I have a master’s in applied economics from Hopkins, and I’m one of the top agents in the D.C. metro area according to every poll out there (Washingtonian, Northern Virginia Magazine, The Wall Street Journal America’s Top 100).

Here’s what I know to be true today:

The real estate market for detached homes has literally exploded all over the Northern Virginia area as people try to get more space. Fueled by low inventory and high demand, we naturally enter into a seller’s market, which favors competition, great contract terms and higher prices. In fact, in Fairfax County through Q3, the average house was only on the market for 23 days, which is down 16.5% from last year. The average sales price is up 10.9% from last year. Summary: higher prices, faster sales.

The same can’t be said about the condo market. The condo market is oversaturated with inventory, which is slowing sales and dropping prices. It’s a great time to buy a condo as an investor — except the rental market is also oversaturated and slow. My personal theory is that Covid is ever-present in a condo — wear a mask in the elevator, wear a mask in the hallway, wear a mask just to throw out your trash, etc. There’s nowhere to go and no way to escape it. Would-be buyers and/or renters moved home to mom and dad and took the opportunity to save money. I have no statistical proof of that — just my own theory.

Now how does that position us for a new presidential term, potential post-vaccine world as adults return to the workforce in person?

I expect the real estate market to continue to be strong. I expect sales to continue and inventory to still be low, but I’m hopeful the spring market will be very strong as maybe potential lost sales from 2020 who postponed, actually do sell their homes. I also expect prices to continue to climb.

Interest rates will remain low throughout the year. I had a client lock in a 2.5% interest rate last week. 2.5%! If you have a mortgage with anything over 3.25% right now, you should look into refinancing if you plan to stay for at least a year. With rates remaining low, buyer demand will continue to be strong. Don’t know who to call? Email me for lender referrals.

I expect condos to be slow for Q1 to Q2 in 2021, but I’m hopeful that once the virus is contained more, you’ll see sales start to pick up again.

I do think the demand for detached homes will continue to be the greatest, as it has been for years. But I also see there’s a potential for more work-from-home routines to be established as Covid changes behavior patterns, which changes a buyer’s needs, like the need for a dedicated home office space.

Do I think there will be foreclosures and short sales as a result of all the job loss? Not really. Perhaps in the price ranges under $400K, but even that market is strong, and those who are having trouble affording their homes can still sell at a profit and avoid the financial hit.

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Still can’t find paper towels at your local Target? Me neither. The pandemic has caused many everyday items that we take for granted to literally fly off the shelves.

We saw it this summer with playsets and trampolines, but the craze for outdoor enjoyment extended beyond kids’ play equipment to the outdoor assets a residential property boasted, including pools and patios. What could possibly be the next must-have to make your stay-at-home experience more tolerable this winter?

Fire Pits

Those looking to continue using their outdoor spaces will need to seek out warmth in some form. As long as it is coming from the soothing crackle of a wood-burning fire pit or a gas-powered flame — not body heat less than 6 feet away — you will be in good company. These houses are ready for outdoor entertaining on any starry quarantine night:

2205 Windsor Road, Alexandria, VA 22307


1139 Crest Lane McLean, VA 22101

Spectacular Sunrooms

While it might be hard to find electric heaters or faux fireplaces this winter, now is the time to outfit your three-seasons sunroom in order to maximize its use. Take a look at these spectacular sunrooms that will bring some more light to your quarantine days:

929 Leigh Mill Road, Great Falls, VA 22066

1001 N. Vermont Street #904, Arlington, VA 22201

Access to Trails

Hiking in the winter is one of the DMV’s best kept secrets. The quiet and solitude is good any time of year, whether you are walking your dog or trying to tire out your kids in between virtual learning sessions. Check out this local home with easy access to local trails:

637 River Bend Road, Great Falls, VA 22066

Whether your must-haves include fire pits and sunrooms, or you would like a bigger kitchen and a home office, contact me today to explore your options.

Mackenzie Horne, MBA is a licensed REALTOR® in the Commonwealth of Virginia with McEnearney Associates in McLean. Send Mackenzie a message at 571-594-9136, [email protected] or @MackHorneRealtor.

The first quarter of 2021 set a record as the worst start of the year in over a decade. NHTSA reports indicate that approximately 8,730 people died in auto crashes between January and March 2021, up from 7900 fatalities reported in the same period in 2020.

These rates are relatively high, considering there were fewer cars on the roads in the period compared to the pre-pandemic era. Preliminary data from the federal highway administration indicate that Vehicle Miles Traveled (VMT) between January and March decreased by approximately 14.9 billion in the period representing a 2.1 percent decrease.

According to experts and players in the transport sector, some of these deaths could be preventable were it not for the backlog of federal safety rules ordered by congress that are yet to be implemented.

Federal Car Safety Regulations That Are Long Overdue

According to a report by the Associated Press, the implementation of over 13 car safety rules is long overdue. These rules include the rear seat belt regulation that requires car manufacturers to install a warning system if a rear passenger is unbuckled. It was passed by Congress in 2012 and was to be implemented by 2015.

While the effectiveness of this law has not been put to the test, proponents believe it can be effective at reducing the severity of injuries in a crash. Another road safety law would set side-impact standards for children’s car seats. This bill was due in 2014 but remains unimplemented, prompting the attorneys general of 17 states and the District of Columbia to write to President Biden urging him to fast-track these laws.

Another pending bill would require car manufacturers to maintain a ten-year record of safety defects. This law was due in 2017 but has yet to see the light of day. Other pending road safety rules include:

  • Anti-ejection protection for buses which was due in 2014
  • Standards for smart car headlights
  • Speed limiting devices for large commercial vehicles
  • Medical evaluation for sleep apnea for commercial truck drivers

What Does the Backlog in Federal Safety Rules Mean?

The actual cost of this backlog of safety regulations is felt by those who have lost loved ones in fatal vehicle collisions. David and Wendy Mills, the parents of sixteen-year-old Kailee, who died in a car crash, are well aware of this cost. According to reports, Kailee unhooked her seatbelt to take a selfie with a friend when the vehicle they were traveling in flipped, ejected her, resulting in her death.

Kailee’s parents still wonder if the outcome would have been different if the pending safety belt rule had been implemented. Kailess’s case is just one among many lives lost that could have been prevented if safety regulations had been implemented.

One of the most significant causes of this backlog is opposition by influential industry players on the basis that the laws are restrictive, outdated, and expensive to implement. These issues have also taken a backseat as the government addresses other priorities. According to Jason Lavine, the nonprofit Center for Auto Safety’s director, there is a glimmer of hope for implementing these laws, as the Biden Administration seems more interested in acting than previous administrations.

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After a car accident it is necessary to obtain a police report. In New York the police report is also known as a MV104a.  Without the police report your car will not be repaired and if your car is a total loss you will not be paid for it. Most importantly if you want to recover money for your pain and suffering you will need the police report to identify the responsible party(s) and their insurance companies.

Police reports from the Suffolk County Police Department

If the Suffolk County Police Department responded to the scene of your accident you will receive a “field report” from the officer at the scene. This one-page document lists the names of the parties involved and provides a central complaint number that you will use to obtain the complete police report.

In two to thirty days the complete police report will be ready. The finished police report must be completed by the responding officer and approved by his superior. Oftentimes the approval by the Desk Sergeant is the cause for delay in finishing the report. The Law Office of Carl Maltese often contacts the Desk Sergeant after five days to discuss the status of the report. The Law Office of Carl Maltese almost always is able to obtain their client’s police reports in two to six days.

Once the Suffolk County Police Department report is ready it can be obtained by one of the following ways:

a) On the internet from Lexis Nexis there is a charge of $20.00 for this service

b) In person at Suffolk County Police Department headquarters in Yaphank. The charge for this service is $1.00. The report will be at this location seven to ten days after LexisNexis has it. The report that you receive will be certified. This service is only available for accidents that occurred in the last eighteen months.

c) You can order a copy of the report by mail from Suffolk County Police Department headquarters in Yaphank. The charge for this service is $1.00. The report will be at this location seven to ten days after Lexis Nexis has it. You will receive your report in six to eight weeks. The report that you receive will be certified. This service is only available for accidents that occurred in the last eighteen months.

d) You can also obtain a certified copy of the report on the internet from the New York State Department of Motor Vehicles at https://dmv.ny.gov/dmv-records/how-order-and-access-motor-vehicle-accident-report. The charge for this service is $25.00.

In order to use the report in Court Proceedings it must be certified. The Law Office of Carl Maltese always obtains a certified police report for their client’s personal injury claims.

Using the Freedom of Information Law (FOIL) to obtain your police report

Article 6 of the New York State Public Officers Law is known as the Freedom of Information Law (FOIL). This law allows people to request records from the government. In certain situations, such as an accident being reported the day after it occurred, the only way to obtain the Suffolk County Police Department report is to make a FOIL request. This request may be done by mail or on the internet. By looking at your field report the Law Office of Carl Maltese can usually discern if you need to make a FOIL request to obtain the complete police report.

Police Reports from other Agencies

There are other agencies that may respond to your Suffolk County car accident. Those include, New York State Police, Suffolk County Sheriff, Riverhead Police, Northport Village Police, Lloyd Harbor Police, Nissequogue Police, Asharoken Police, Amityville Police, Head of the Harbor Police, New York State Park Police, Stony Brook University Police and the MTA Police. The Law Office of Carl Maltese regularly obtains police reports from all of these agencies for their personal injury clients.

The Law Office of Carl Maltese will help you obtain your Police Report

Police reports for car accidents in Suffolk County oftentimes contain mistakes and incorrect information. The Law Office of Carl Maltese routinely works with police agencies to have their client’s police reports amended so they are accurate.

If you have been hurt in a car accident that occurred in Suffolk County and are having difficulty obtaining the police report contact the Law Office of Carl Maltese at (631) 543-8811 for a free consultation. At your free consultation we will be happy to answer any and all questions about car accident police reports in Suffolk County.

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Laura Schwartz is a licensed Realtor in VA, D.C. and MD with McEnearney Associates in Vienna. You can follow Laura on Instagram at @LauraSchwartzRealtor or her Facebook page. Laura can be reached at 703-283-6120 or [email protected].

Each year I put together a list of the “must-see” holiday light displays around Vienna.

These vary in offerings from lots of inflatables to light shows choreographed to music. The list changes from year to year as some houses go dark, new ones are added and others scale back.

I took my kids on nightly drives around town to find some of these, but the majority came from the Vienna community when I asked on multiple forums for people to suggest homes. If you are part of the Vienna Virtual Community Page, Vienna Moms or Vienna VA Foodies, I’m sure you saw my post asking for nominations. In return, I promised to put together a map of the houses/streets I thought were ones you should definitely drive by.

My favorites on the map include:

  • A Very Grinchy Christmas is located at Walker Street SW/Drake Street SW.
  • Oakton Park Court is a small cul-de-sac that’s about 85% decorated with two special homes that went very Clark Griswold! They are also collecting donations to help feed the food insecure through the Vienna VA Foodies group.
  • Who doesn’t love ice skating penguins?! Head over to Antioch Circle.
  • The “peppermint house” located at Talahi Road SE/Glyndon Street SE has beautiful decorations.
  • On Hillington Court, you’ll find two homes with tons of blow-ups and decorations — plus it’s a two for one visit.
  • And of course… the Ni Family Lights.

Please make sure you check some of the notes on the points on the map for more details. Some destinations will take longer to visit, like the Ni Family Lights and The Vine Church, so plan accordingly!

If I missed any, please email me at [email protected], and I will add it to the map for others to enjoy. If you’re looking for larger scale light events, don’t forget these:

You can also find more lights to visit at FairfaxChristmasLights.com. Enjoy!

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Type “Why are bathroom renovations” into Google and the first result suggested is “…so expensive.” After saving for a new home, home improvement projects are the most common reason Americans save money.

Most people believe having a bathroom that makes them happy is a worthwhile investment, yet are surprised by how much it costs.

Why is renovating a 40-square-foot space so costly? Pricey fixtures and the specialized skills required are partly to blame. However, some costs are embedded within the industry:

  • “Free” quotes are expensive: On average, contractors spend 25 percent of their time building quotes for jobs they will not win. Those costs need to be recouped.
  • Expense overestimation: Whether purposeful, unintentional or a little bit of both, contractors often significantly overestimate the cost of materials and effort on a project.
  • Professional design: Having a professional design your bathroom is considered a luxury service and carries a luxury price tag.
  • Limited visualization opportunity: Consumer Reports identifies a primary cause of price overruns as homeowners who change their mind regarding finishes or colors after they’ve been applied.

In 2016, remodeling industry veteran Chad Hall believed these inefficiencies could be eliminated by taking advantage of emerging technologies — so he founded remodelmate.

Eliminating the time-consuming process of in-home quotes, remodelmate gives homeowners free access to an app that uses advanced smartphone camera technology to generate a near-perfect 3D model of their existing bathroom. The scan is then applied to a quote-building system, generating a final labor price for the customer as well as a precise materials list for the contractor, eliminating overestimation.

To address the professional design and visualization issues, remodelmate employs CGI (computer-generated imagery) to apply homeowner color and finish selections to a model of their new bathroom. The results are photo-quality images showing the customer exactly what their new bathroom will look like before construction begins.

For more information, visit the all-new remodelmate website.

The crime rate in Washington, D.C. has seen high volatility in response to the pandemic. When comparing 2020 to 2019 numbers, homicides rose 19 percent while assault with a dangerous weapon increased three percent. However, when comparing July 2020 to July 2021, homicides dropped by 1percent, and assault with a dangerous weapon fell by 4 percent.

Other statistics have seen similar spikes and drops. For example, robbery fell 11 percent between 2019 and 2020 but rose two percent in 2021. However, motor vehicle theft saw a 50 percent increase in 2020 and a 25 percent increase in 2021. While these statistics and more continue to shift going into 2021, that does not mean the city is free from tragedy.

On July 16, 2021, a shooter in Congress Heights killed a six-year-old girl named Nyiah Courtney, and five others were injured. The next day, a drive-by shooting at Nats Park wounded three people and garnered national attention for causing a Nats game to be suspended.

As people see their communities being devastatingly affected by gun violence, property theft, and violent crime, many debate how police should respond to the issue. Though many reform plans have been recommended, here are three of the most common.

Defund the Police

Calls to “defund the police” rang out during the 2020 election following the death of George Floyd. Some also use the term “abolish the police” as a further extreme to defunding.

What defunding means is that funds given to police departments are reallocated to social services. This includes everything from mental health institutions to addiction detoxing shelters and homeless communities. The idea behind defunding the police is if we strengthen our social safety net, people will not need to resort to crime to meet their basic needs.

Defunding the police also calls to reduce police workload. Currently, police officers respond to everything from a murder case to a mental health crisis. By giving health crises to professionals specializing in those issues, police officers can focus on solving thefts, murders, and other property or violent crimes.

However, many are concerned about what defunding the police could do to the community. Though it sounds nice to supply social safety nets, many debate about whether such a plan is feasible. The most significant concern seems to be what to do when there are not enough police to respond to a crime, and social workers cannot fill those roles.

Fund the Police

Though both “defund the police” and “fund the police” supporters agree that police are given jobs they cannot handle, they differ in fixing that problem. “Fund the police” is the idea that police officers do not have enough money, people, or supplies to complete their workload, and more money should be allocated their way to meet those needs.

One of the more prominent issues mentioned in recent years is the amount of paperwork police officers need to fill out. This problem leads to blank reports, where injuries or situations are filled as “none” or left blank to get through paperwork faster. This can be a problem, such as in the case of Breonna Taylor’s death in Louisville. Paperwork discussing the case was blank and listed her injuries as none even though she had died due to the shooting.

By funding the police, some argue, police officers could delegate work to more specialized forces that focus on specific jobs. This could help eliminate the paperwork issue by possibly hiring secretaries to do that work or hiring more police officers to get the job done more efficiently.

The most significant concern for funding the police is the abuse of power. Those in poorer communities are already majorly distrustful of the police, and adding more officers may lead to more problems rather than more solutions.

Tough-On-Crime

This sentiment was famous in 1970-1980s New York City. Often called the “stop-and-frisk era,” police officers were allowed to get search and seizure permissions easier, and it was much harder to challenge wrongful convictions. The judicial system was also harsher, enforcing longer prison sentences through higher mandatory minimums. Stringent parole boards were unlikely to allow prisoners to leave.

Though many look at this system as antiquated and are quick to point out the flaws, many are stringent supporters. One of the most famous supporters of tough-on-crime policy is former police officer Eric Adams, who is prevailing in a political race for the mayor of New York City specifically for his tough-on-crime platform.

All three methods of police reform have benefits and detriments, and each community will likely make a different decision depending on their needs and opinions. However, understanding all of our options can lead to making better decisions and solutions.

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In short, yes. To apply for a Class M driver’s license (motorcycle license), all individuals must take a motorcycle safety course that has been approved by the Department of Motor Vehicles (DMV), before passing a motorcycle driving test at the DMV.

You must also pay a fee to receive the license. In Texas, it is $25 for a new license, $33 for a renewal, or $16 for an endorsement. This endorsement is an alternative to getting a specific motorcycle license and allows drivers who already have licenses to add a specific motorcycle tag onto that driver’s license.

Rules for Minors

All minors must carry a motorcycle permit until they turn 18 and are then able to apply for a motorcycle license. This permit is similar to the learner’s permit for driving a car in that all permit-holders must demonstrate their competence by driving a certain number of hours with a licensed adult before getting their license.

In Texas, you could apply for a permit from the age of 15, but are only able to drive a motorcycle with no more than a 250 cubic centimeter piston displacement. This restriction is removed when the permit holder turns 16. To apply for a permit, all minors must:

  1. Present a Motorcycle Safety Course (MSB-8 or MSB-8R) completion certificate
  2. Present
    1. A Class C Provisional license, or
    2. A Driver Education form (DE-964) verifying 32 classroom hours, or a completion certificate, or
    3. A Class C learner license and a DE-964 showing completion of a 32 hour driver education course
  3. Present a signed high-school Verification of Enrollment and Attendance (VOE) form
  4. Be accompanied by a Parent, who must provide an authorization signature
  5. Pass the mandatory skills exam

Can You Register a Motorcycle Without a License?

Technically, you do not need a motorcycle to register a motorcycle, but you do need motorcycle insurance. Since most insurance companies require a license to get coverage, it could be more difficult to register your motorcycle without a license. Though there are insurance companies that might sell you coverage without a license, they would most likely charge a higher premium.

Penalties for Driving a Motorcycle Without a License

Driving a motorcycle without a license could result in penalties such as a fine or even jail time. Penalties increase with each repeated offense, so avoiding a small license fee initially could wind up costing you hundreds or even thousands of dollars down the line. It is not realistic to assume that you would never get pulled over, even if you have a history of safe and reasonable driving, so it is better to get the license just in case.

Do You Need a Motorcycle License to Drive Mopeds or Scooters?

This answer typically depends on the size of the moped or scooter. If your moped or scooter has an engine that is over 50 cubic centimeters (cc), most states require you to have a motorcycle license or a driver’s license with a motorcycle endorsement. Scooters usually require registration and a motorcycle license, as these vehicles often have engines that are 150cc or smaller. However, mopeds with engine sizes smaller than 50cc do not require a motorcycle license or registration.

Contact an Attorney

If you have any questions about the complex rules and regulations of getting a motorcycle or registering your bike, contact an experienced accident lawyer at Felix Gonzalez Law Firm for assistance today.

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